What is Medicare?

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

Want to Learn More?

Download the latest "Medicare and You" informational booklet in your preferred format from Medicare.gov.

What types of Medicare are there?

Medicare is split into four different parts. You can learn more about each one below.

Medicare Part AHospital Insurance

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part BMedical Insurance

Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Medicare Part CMedicare Advantage Plans

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.

Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. 

If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

Medicare Part DPrescription Insurance

Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. 

Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

Not sure what kind of coverage you have?

Medicare Card Example

Medicare Advantage

Receive healthcare benefits through a private company.

Prescription Part D

Prescription drug prices can be a huge burden. Make sure you're covered.

Supplemental Insurance

Medicare doesn't cover everything, but supplemental insurance can pick up the slack.

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